About Luxury Property Lending

August 16, 2013

High-net worth individuals need an expert that deals in this market every day, and there is no better choice than Luxury Property Lending in Southern California. Learn more about Luxury Property Lending.

Your Southern California Luxury Lender

August 16, 2013

Finding the home of your choice is just the beginning. At Luxury Property Lending we work with high-net worth individuals to provide the home loan that best suits their lifestyle and financing requirements. Learn more about our programs

Comprehensive Home Loan Solutions!

August 20, 2013

Finding the right loan for you and your family is what we are all about. Own your piece of paradise in Southern California by working with the industry leader in Luxury Home Loan lending. Learn more about our loan types.

Business & Commercial Lending

August 20, 2013

Luxury Property Lending does more than just residential lending. If you are purchasing a new office or facility for your business, then consider trusting Luxury Property Lending with your financing. Learn more about our programs.


  • MCC Program

    The Mortgage Credit Certificate (MCC) Tax Credit can help you achieve home ownership. An MCC increases a borrower’s disposable income by reducing their federal income tax obligation. So the Mortgage Credit Certificate is actually a federal credit not a mortgage loan.

    Through the MCC Program, certificate holders are entitled to claim a portion of the annual mortgage interest. That sum can be used as a tax credit against their federal tax liability.



  • Jumbo Loans

    The jumbo loans offered at Luxury Property Lending help our clients to acquire the premium home of their dreams with the right level of financing. While other lenders typically struggle with loans of this size, Luxury Property Lending has over 20 years of experience handling them for clients throughout Southern California. 

    By definition, a jumbo loan refers to mortgages where the loan exceeds the conforming loan limit, however special rules apply in California.


Navigating the financing for the purchase of our new home was a very difficult process until we contacted Luxury Property Lending.

Michelle Scott and her team took action quickly and provided advice from a "been there, done that" perspective which really put our minds to ease and made the process a whole lot more understandable.

Dr. James & Madelaine Richards - Orange County

My wife and I have used the services of Michelle Scott and Luxury Property Lending through three separate transactions over the past decade. Along the way, Ms. Scott provided invaluable insights into the real estate financial industry, and facilitated us making key, successful strategic decisions with the financing for our properties.

Based on our specific situation, she was able to analyze the alternatives available to us, and suggest those best suited to our needs, from an array of alternatives we never could have known existed. I would recommend Michelle without reservation to anyone needing specialized advise in this area.

Ed Desser - Entertainment Executive - Westside

I've had the good fortune to have worked with Michelle for close to ten years. During this time, she has helped us negotiate the maze of loan options for both our residence and our rental property in the South Bay. I appreciate her diligence and attention to detail in these matters, which can be trying no matter how many times you've been through the process.

Michelle is a terrific resource for affordable loans. She is knowledgeable about a broad selection of financial products to suit a variety of needs from FHA Loans, Fannie Mae & Freddie Mac, VA Assistance and down payment assistance for first-time buyers to reverse mortgages and jumbo loans.

The best summation is that it's great to have someone like Michelle on your team these days when financing presents unique challenges for nearly everyone.

David M. Duffy, M.D. - Torrance